Work With Someone You Can Trust
Hi, I’m Jay Julian.
I help individuals and families put simple, affordable plans in place so their loved ones aren’t left with funeral costs or financial stress.
I know this can feel confusing or overwhelming — my job is to make it clear, simple, and comfortable for you.
I’ll walk you through your options, answer your questions, and help you find something that fits your needs and your budget.
No pressure. Just honest guidance.
Why Choose Jay Julian Insurance
We prioritize transparency and personalized care to ensure your final expense planning is as stress-free as possible.
PROCESS
Transparent & Simple
No confusing terms. I explain everything so you know exactly what you're getting.
CARE
Personalized Attention
We treat every client like a family member. Our dedicated team works closely with you to find the perfect plan.
EXPERTISE
Multiple Companies = More Options
I work with multiple insurance companies so we can find the best plan for you — not just one option.
Common Questions
What is final expense insurance?
Final expense insurance is a type of life insurance designed to cover the costs of your final medical bills, funeral expenses, and outstanding debts, providing financial security for your loved ones.
How much does it cost?
Final expense policies are typically affordable and easy to afford. Premiums are often between $30 - $100 on monthly payments.
Who can qualify for a policy?
Most people can qualify for a final expense policy. It is designed for individuals who may have difficulty obtaining traditional life insurance due to health or age factors.
What happens if I don't have a beneficiary?
If you don't name a beneficiary, the policy proceeds will typically be paid to your estate, which could lead to higher taxes and potential delays in receiving funds.
Is it a good idea to have one?
Yes. Having a final expense policy ensures your loved ones aren't burdened with unexpected medical or funeral costs, allowing them to focus on your memory and legacy.